Advice your Mom Told you that can LOWER your Credit Score

I'm sure your Mother or a loved one has given you some great advice throughout your lifetime. However, their instructions when it comes to credit can lower your score. Common sense would lead you to believe that paying off a loan would help your score, but that is not the case. I have seen too many Canadians be declined just because they paid off a loan at the wrong time. It is really important to know how this works, especially if you are looking to qualify for the Best Rate Mortgage Financing.

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